Apply Now for 3 Marla Plot in Apni Zameen Apna Ghar Punjab Scheme Worth Rs. 18–25 Lakh Before Deadline. The Punjab Government has introduced an incredible opportunity for low income families through the Apni Zameen Apna Ghar (AZAG) scheme. Launched by Chief Minister Maryam Nawaz Sharif in september 2025, this housing initiative aims to tackle the province’s ongoing housing crisis by offering free 3 Marla residential plots to eligible homeless individuals and families across Punjab. Each plot carries a value between Rs. 18 to 25 lakh, providing beneficiaries not just land, but a foundation for building a secure and dignified life.
With the official e-portal launched on september 1, 2025, applications are now being accepted and will remain open until the end of May. Interested citizens are encouraged to apply immediately to secure their chance, as this is a limited-time opportunity. The scheme also provides interest-free loans for home construction, making it easier for low-income families to move from land ownership to homeownership.
Apni Zameen Apna Ghar Scheme
To help you understand the main benefits of the scheme, here are the key highlights:
- Free 3 Marla plots valued between Rs. 18 to 25 lakh
- Official e-portal: azag.punjab.gov.pk live from May 1, 2025
- Registration: Open for one month only
- Plots available: 2,000 in 23 housing schemes across 19 districts
- Construction support: Rs. 36 billion interest-free loan fund
- Priority for vulnerable groups: orphans, widows, disabled persons, and laborers
A Lifeline for the Poor: CM Maryam Nawaz’s Vision
The Apni Zameen Apna Ghar scheme is a continuation of the successful Apni Chhat Apna Ghar initiative, which has already helped thousands of families construct safe and secure housing. Unlike previous programs, this scheme provides actual land ownership to eligible families a monumental step toward eliminating homelessness in Punjab.
During the launch ceremony, CM Maryam Nawaz Sharif emphasized the importance of housing security for vulnerable populations. She described the program as a practical effort to support citizens who have long been overlooked in the housing sector. According to official reports:
- 34,000 houses are currently under construction
- 2,000 homes have been completed in just six months
- On average, 300 new homes are initiated daily under this initiative
Plot Distribution Locations
In the first phase, plots will be distributed in the following districts:
- Jhelum
- Pattoki
- Mamun Kanjan
- Lodhran
- Renala Khurd
These districts were selected based on housing demand and availability of government land, with plans to expand coverage in the subsequent phases.
Who Can Apply: Eligibility Criteria
To ensure that benefits reach truly deserving citizens, the government has established clear eligibility requirements:
- Permanent resident of Punjab
- No ownership of property anywhere in Pakistan
- Registered with the National Socio-Economic Registry (NSER)
- Monthly family income below Rs. 50,000
Priority will also be given to:
- Widows
- Orphans
- Differently-abled individuals
- Daily wage laborers
The inclusion of NSER registration guarantees transparency and accurate targeting of low-income households in Pakistan.
How to Apply in Apni Zameen Apna Ghar Program
Applying is straightforward and can be done online via the e-portal or offline through local government offices.
Online Application Process:
- Visit the official website: https://azag.punjab.gov.pk
- Click Apply Now and register using your CNIC
- Fill out the application form with correct personal and family details
- Upload required documents, including:
- NSER registration proof
- Income certificate
- CNIC copy
- Submit the form and note the tracking/reference number for future updates
Offline Application Support:
- Visit your nearest Deputy Commissioner (DC) Office
- Go to the dedicated Apni Zameen Apna Ghar registration desk
- Receive assistance from staff to complete and submit your application
All applications, online or offline, are verified by local authorities and processed centrally.
Last Date to Apply
The registration period is from september 1 to september 31, 2025. No extension has been announced yet. Since the first phase has only 2,000 plots, early application increases your chances of securing a plot. Delays may result in missing out or longer waiting times in subsequent phases.
Construction Support Through Interest-Free Loans
The Punjab Government has introduced a Rs. 36 billion loan fund to support beneficiaries in building homes on their plots. Loan details include:
- Interest-free loans for home construction
- Affordable monthly installment plans
- Government-supervised disbursement and verification
- Support aimed at long-term homeownership
This initiative ensures that families don’t just receive land but can construct their own homes comfortably and affordably.
Program Progress and Future Expansion
With 2,000 homes already completed and over 34,000 under construction, the Apni Zameen Apna Ghar program is actively transforming housing in Punjab. The success of the first phase is expected to lead to second and third phases, with expanded district coverage and increased eligibility for deserving citizens.
Conclusion
The Apni Zameen Apna Ghar scheme is more than a housing project it’s a pathway to security, dignity, and a better future. By offering free plots and financial assistance for home construction, the Punjab Government is taking bold steps toward ending homelessness in the province.
