Launched in 2021, the Malta Golden Visa has become one of Europe’s most attractive residency programs. It replaced the old MRVP and continues to grow in popularity, especially among investors from Pakistan, India, and other non-EU countries. In 2025, the program comes with updated fees, stricter background checks, and a new digital system that makes applications faster.
Even though Malta ended its direct citizenship-by-investment program in April 2025, the Golden Visa for residency remains stronger than ever. Families can include up to four generations in one application, making it one of the most flexible residency programs in Europe.
Malta Golden Visa 2025 Requirements
To qualify, applicants must meet the following conditions:
- Non-EU Citizenship – Pakistanis are fully eligible.
- Age – At least 18 years old.
- Financial Assets – Minimum €500,000 in capital, including €150,000 in financial assets (or €650,000 with €75,000 in financial assets).
- Clean Criminal Record – No history of crime or sanctions (countries like Afghanistan, North Korea excluded).
- Health Insurance – Valid insurance covering Malta and the Schengen area.
Investment Options in 2025
Applicants must make qualifying investments. You can choose between property purchase, rental, or a mix of contributions.
| Option | Details | Minimum Amount | Duration |
|---|---|---|---|
| Property Purchase | Buy property in Malta | €375,000 | 5 years |
| Property Purchase (South Malta/Gozo) | Discounted region | €300,000 | 5 years |
| Property Rental | Rent in Malta | €14,000/year | 5 years |
| Property Rental (South Malta/Gozo) | Cheaper rent option | €10,000/year | 5 years |
| Government Contribution | With property purchase | €37,000 | One-time |
| Government Contribution | With property rental | €60,000 | One-time |
| Charity Donation | NGO donation (culture, sports, welfare) | €2,000 | One-time |
Benefits of Malta Golden Visa 2025
The program is not just about residency. It comes with long-term advantages:
- Visa-Free Travel – Visit 29 Schengen countries (Germany, France, Italy, etc.) for up to 90 days in 180 days.
- Permanent Residency – Live, work, and study in Malta with no minimum stay requirement.
- Family Inclusion – Add spouse, children under 18, dependent unmarried children (18–28), parents, and grandparents.
- Tax Benefits – No tax on foreign income not brought into Malta.
- Business Opportunities – Malta’s economy is open to entrepreneurs in tourism, IT, and services.
- Path to Citizenship – After 5 years of residency, apply for Maltese citizenship, leading to an EU passport with visa-free access to 190 countries.
Documents Required
To apply, prepare the following:
- Valid passport (6+ months validity for all applicants).
- Proof of financial assets (€500,000+).
- Police clearance certificate from Pakistan.
- Health insurance proof.
- Proof of residential address (utility bill or rental contract).
- Investment proof (purchase deed, rental agreement, or transfer receipt).
- Translated & notarized documents (English only).
- Administrative fee: €60,000 (paid in two installments).
How to Apply for Malta Golden Visa 2025
Follow these steps to complete the process smoothly:
- Pick Your Investment – Decide between property purchase, rental, or a combination.
- Open a Maltese Bank Account – Can be done remotely in 2–3 days.
- Prepare Documents – Translate, certify, and notarize all papers.
- Submit Online Application – Use the official Residency Malta Agency portal: www.residencymalta.gov.mt.
- Pay Fees – Initial €10,000 at application, balance later.
- Biometric Visit – Travel to Malta within 12 months for fingerprinting and photos.
- Receive Residence Card – Approval takes 4–8 months. Card is valid for life with address maintenance.
Challenges in 2025
While the program is popular, applicants should be aware of some hurdles:
- Higher Costs – Government contributions increased by €23,000–€30,000 in 2025.
- Due Diligence Delays – Some applications take up to 8 months.
- Property Lock-In – Must hold property for at least 5 years.
- No Direct Citizenship – Only residency; citizenship requires 5 years.
Tips for a Successful Application
- Apply Early – Submitting before December 2024 could save thousands.
- Seek Professional Help – Trusted firms like Henley & Partners or CSB Group assist with applications.
- Choose Investment Wisely – Rental is cheaper upfront, but buying builds equity.
- Budget Extra – Keep $5,000–$8,000 aside for legal, translation, and travel costs.
- Stay Updated – Always check the official website for rule changes.
Malta Golden Visa 2025 vs Other EU Programs
| Country | Residency Investment | Processing Time | Citizenship Eligibility |
|---|---|---|---|
| Malta | €300,000+ property / €60,000 contribution | 4–8 months | After 5 years |
| Portugal | €500,000 property (phased out in 2025) | 8–12 months | After 5 years |
| Greece | €250,000 property | 3–6 months | After 7 years |
| Spain | €500,000 property | 6–12 months | After 10 years |
FAQs about Malta Golden Visa 2025
Q1: How much does the Malta Golden Visa cost in 2025?
It ranges from €300,000 (property in South Malta/Gozo) plus €60,000 government contribution, to €375,000+ for properties in central Malta.
Q2: Can Pakistanis apply for Malta Golden Visa 2025?
Yes. Pakistani citizens are eligible as long as they meet financial and legal requirements.
Q3: Does Malta Golden Visa lead to citizenship?
Yes. After 5 years of residency, you can apply for Maltese citizenship, which comes with an EU passport.
Q4: What is the official Malta Golden Visa website?
Applications must be submitted through the Residency Malta Agency portal: www.residencymalta.gov.mt.
Q5: Can I discuss experiences of Malta Golden Visa on Reddit?
Yes, communities on Reddit provide first-hand experiences from applicants and investors.
Conclusion
The Malta Golden Visa 2025 is one of the most powerful residency programs in Europe. With updated fees, strong benefits, and a smooth digital application system, it’s an ideal pathway for Pakistanis and other global investors who want to secure residency in Europe. By investing in property, contributing to the government, and maintaining a clean record, you and your family can enjoy long-term residency with the possibility of EU citizenship after five years.
